Public source ledgerChecked 2026-07-29
Source ledger: fansly vs onlyfans
Every figure in the guide, with the source it came from and the date we last checked it.
Substantiation — fansly-vs-onlyfans
Provenance warning that governs this whole ledger. Neither fansly.com nor
onlyfans.com serves its fee, payout or policy text to a crawler. research_platforms.py
scraped fansly.com/terms, /faq and /help on 2026-07-29: all three returned HTTP
200 and zero extractable fields (output/research/fansly_20260729T083715Z.json),
because the pages are client-rendered shells. A direct WebFetch of fansly.com/help
returned only the logo and the tagline "Start Interacting With Your Fans". The same
condition was recorded for OnlyFans on 2026-07-24 (platforms.yaml _provenance).
Every figure below is therefore third-party, dated, and corroborated across independent sources. Where sources disagree, both values are carried and the disagreement is printed in the article rather than resolved silently.
Take-rate
| Claim (as stated in article) | Value | Source URL | Checked (ISO) | Method | Notes |
|---|---|---|---|---|---|
| OnlyFans take-rate | 20% | https://onlygemsmanagement.com/blog/payout-methods-every-platform-compared-2026/ | 2026-07-29 | WebFetch, quoted "Creators earn 80%" | already in platforms.yaml, checked 2026-07-24; unchanged |
| Fansly take-rate | 20% | https://sozee.ai/resources/fansly-commission-rates/ | 2026-07-29 | WebFetch, quoted "Fansly takes a flat 20% commission on all creator earnings, including subscriptions, tips, PPV messages, and custom content sales" | page dated 2026-05-19 |
| Fansly take-rate (corroboration 2) | 20% | https://www.enforcity.com/guides/fansly-fees-how-much-does-fansly-take | 2026-07-29 | WebFetch, quoted "Fansly takes 20% of each transaction, leaving creators with 80% of their earnings" | page dated 2024-11-17 (oldest source; used only as corroboration) |
| Fansly take-rate (corroboration 3) | 20% | https://creatorgrowlabs.com/guides/platforms/fansly-pricing-and-payout-guide/ | 2026-07-29 | WebFetch, quoted "Fansly takes a flat 20 percent commission and you keep 80 percent" | page updated 2026-06-26 |
| Fansly take-rate (corroboration 4) | 20% | https://onlytraffic.com/blog/fansly-vs-onlyfans | 2026-07-29 | WebFetch, quoted "Fansly also takes a 20% commission" | page updated 2026-07-07 |
| Take-rate applies to subs, tips and PPV on both | all revenue types | https://sozee.ai/resources/fansly-commission-rates/ | 2026-07-29 | WebFetch | "subscriptions, tips, PPV messages, and custom content sales" |
| Net on $100, OnlyFans | $80.00 | (own calc) | 2026-07-29 | our calculation: 100 − 20 | arithmetic shown inline via ArithmeticStrip |
| Net on $100, Fansly | $80.00 | (own calc) | 2026-07-29 | our calculation: 100 − 20 | arithmetic shown inline via ArithmeticStrip |
| Difference in net on $100 | $0.00 | (own calc) | 2026-07-29 | our calculation: 80 − 80 | the article's headline finding |
Payout minimum — SOURCES DISAGREE, printed as a disagreement
| Claim (as stated in article) | Value | Source URL | Checked (ISO) | Method | Notes |
|---|---|---|---|---|---|
| OnlyFans payout minimum | $20 on bank transfer, Paxum and Skrill | https://onlygemsmanagement.com/blog/payout-methods-every-platform-compared-2026/ | 2026-07-29 | WebFetch, per-method list quoted | matches platforms.yaml $20, checked 2026-07-24 |
| OnlyFans payout minimum (corroboration) | $20 | https://sozee.ai/resources/fansly-vs-onlyfans-2026/ | 2026-07-29 | WebFetch | page dated 2026-05-19 |
| Fansly payout minimum, Paxum / Cosmopayment | $20 | https://sozee.ai/resources/fansly-payout-schedule/ | 2026-07-29 | WebFetch, per-method list | page updated 2026-05-17 |
| Fansly payout minimum, SEPA | $50 | https://sozee.ai/resources/fansly-payout-schedule/ | 2026-07-29 | WebFetch | same list |
| Fansly payout minimum, crypto | $100 | https://sozee.ai/resources/fansly-payout-schedule/ | 2026-07-29 | WebFetch | same list |
| Fansly payout minimum, international wire | $100 | https://sozee.ai/resources/fansly-payout-schedule/ | 2026-07-29 | WebFetch | conflicts with the $200 figure below |
| Fansly payout minimum, wire (conflicting value) | $200 | https://sozee.ai/resources/fansly-vs-onlyfans-2026/ | 2026-07-29 | WebFetch, quoted "$20 ($200 wire)" | same publisher, different page, both dated 2026-05 — printed as a disagreement |
| Fansly payout minimum, Paxum (corroboration) | $20 | https://outseeker.net/blog/fansly-payment-method | 2026-07-29 | WebFetch, per-method list | page dated 2026-02-06; also gives bank $20–100, CosmoPayment $50–100, crypto $50–200 |
| Fansly payout minimum, "all methods" (OUTLIER, not printed as fact) | $100 | https://onlygemsmanagement.com/blog/payout-methods-every-platform-compared-2026/ | 2026-07-29 | WebFetch, quoted "$100 (higher than OnlyFans)" | rejected as a flat figure: contradicted by three independent sources incl. both more recent ones, all of which report a method-dependent floor starting at $20. Carried in the article as part of the stated spread, never as the number. |
| Fansly minimum is method- and region-dependent | qualitative | https://creatorgrowlabs.com/guides/platforms/fansly-pricing-and-payout-guide/ | 2026-07-29 | WebFetch, quoted "The minimum to request a payout depends on your method and region" and "check the current figure directly in your Fansly payout settings rather than relying on a fixed number" | updated 2026-06-26; the source that best explains why the others disagree |
Costs neither platform counts as its own
| Claim (as stated in article) | Value | Source URL | Checked (ISO) | Method | Notes |
|---|---|---|---|---|---|
| Bank incoming-wire fee on an OnlyFans international transfer | $10–$25 | https://onlygemsmanagement.com/blog/payout-methods-every-platform-compared-2026/ | 2026-07-29 | WebFetch, quoted "your bank may charge an incoming wire fee - typically $10-$25 for international wires" | charged by the receiving bank, not by OnlyFans |
| Paxum's own withdrawal charge | $2.99 domestic USD | https://onlygemsmanagement.com/blog/payout-methods-every-platform-compared-2026/ | 2026-07-29 | WebFetch, quoted "$2.99 for domestic USD, $50 for international wire" | Paxum's fee, applies after Fansly sends the money; Fansly itself charges nothing to Paxum |
| Feet and worn-item lane take-rates, for contrast | 10%–15% where published | /blog/feetfinder-fees/ · ledger at knowledge/substantiation/feetfinder-fees.md | 2026-07-28 | our own primary read of all 8 sites, published 2026-07-28 | FeetFinder 15% Standard / 10% Premium; four sites in that lane state 0% commission and price a membership instead |
Payout timing and holds
| Claim (as stated in article) | Value | Source URL | Checked (ISO) | Method | Notes |
|---|---|---|---|---|---|
| OnlyFans hold on new earnings | 7 days | https://onlygemsmanagement.com/blog/payout-methods-every-platform-compared-2026/ | 2026-07-29 | WebFetch, quoted "7-day hold on new earnings" | matches platforms.yaml, checked 2026-07-24 |
| OnlyFans transfer time | 3–5 business days domestic (US/UK/EU), 5–7 international wire | https://onlygemsmanagement.com/blog/payout-methods-every-platform-compared-2026/ | 2026-07-29 | WebFetch, quoted | matches platforms.yaml |
| Fansly hold on new earnings | 7 days | https://sozee.ai/resources/fansly-payout-schedule/ | 2026-07-29 | WebFetch, quoted "Fansly holds new earnings in a 7-day pending period for chargeback protection, then adds 1–3 business days of processing" | corroborated by outseeker ("Hold period: 7 days after earnings post") and creatorgrowlabs ("commonly around seven days") |
| Fansly earning-to-bank total | about 7–10 days | https://sozee.ai/resources/fansly-payout-schedule/ | 2026-07-29 | WebFetch, quoted "The full journey from earning to money in your bank usually spans about 7–10 days" | |
| Fansly payouts are requested, not automatic | qualitative | https://creatorgrowlabs.com/guides/platforms/fansly-pricing-and-payout-guide/ | 2026-07-29 | WebFetch, quoted "You request a payout once your available balance meets the minimum" | corroborated by sozee: "creators must request withdrawals after funds clear the pending period" |
| Fansly cadence (CONFLICT, printed) | "monthly" vs "weekly, Fridays" vs "three-day batches / on request" | https://onlygemsmanagement.com/blog/payout-methods-every-platform-compared-2026/ · https://outseeker.net/blog/fansly-payment-method · https://sozee.ai/resources/fansly-payout-schedule/ | 2026-07-29 | WebFetch ×3 | three publishers, three different cadences; article prints the disagreement and does not pick one |
Tiers, discovery, content scope
| Claim (as stated in article) | Value | Source URL | Checked (ISO) | Method | Notes |
|---|---|---|---|---|---|
| OnlyFans subscription tiers | single tier | https://onlytraffic.com/blog/fansly-vs-onlyfans | 2026-07-29 | WebFetch, quoted "typically offers a single subscription tier" | corroborated by sozee: "Single tier only" |
| Fansly subscription tiers | multiple tiers | https://onlytraffic.com/blog/fansly-vs-onlyfans | 2026-07-29 | WebFetch, quoted "enables you to have multiple tiers with varying prices and different levels of access" | |
| Fansly tier price range | $4.99–$499 | https://sozee.ai/resources/fansly-vs-onlyfans-2026/ | 2026-07-29 | WebFetch, quoted "Multiple ($4.99-$499)" | single source; stated as such in the article |
| OnlyFans discovery | no built-in search or feed | https://onlytraffic.com/blog/fansly-vs-onlyfans | 2026-07-29 | WebFetch, quoted "No built-in search or feed" | sozee: "Limited search, relies on external traffic" |
| Fansly discovery | built-in search, hashtags, algorithmic feed | https://onlytraffic.com/blog/fansly-vs-onlyfans | 2026-07-29 | WebFetch, quoted "Built-in search and a 'For You' style feed" | sozee: "Hashtags, search, algorithm" |
| Fansly content scope | more permissive on kink/fetish | https://sozee.ai/resources/fansly-vs-onlyfans-2026/ | 2026-07-29 | WebFetch, quoted "More permissive kink/fetish content" | qualitative claim, attributed in-text |
AI-generated content policy
| Claim (as stated in article) | Value | Source URL | Checked (ISO) | Method | Notes |
|---|---|---|---|---|---|
| OnlyFans allows AI of the creator's own likeness, labelled | conditional allow | https://sozee.ai/resources/onlyfans-ai-rules-2026/ | 2026-07-29 | WebFetch, quoted "uses the verified account holder's own likeness, includes a clear #ai label in the post caption, and avoids any deepfake or non-consensual likeness of a third party" | page updated 2026-07-05 |
| OnlyFans required label | #ai or #AIGenerated in the post caption | https://sozee.ai/resources/onlyfans-ai-rules-2026/ | 2026-07-29 | WebFetch, quoted "Place the tag #ai or #AIGenerated clearly in the caption or post description, not hidden in a bio, pinned post, or separate highlight" | |
| OnlyFans bans deepfakes / third-party likeness | banned | https://sozee.ai/resources/onlyfans-ai-rules-2026/ | 2026-07-29 | WebFetch, quoted "explicitly prohibited under OnlyFans Terms of Service" | |
| Fansly bans photorealistic AI | banned | https://sozee.ai/resources/fansly-vs-onlyfans-2026/ | 2026-07-29 | WebFetch, "Stricter AI/deepfake bans" attributed to OnlyFans; Fansly photorealistic ban from search-surfaced sozee guidance | weakest row in this ledger — see Notes below |
RESOLVED 2026-07-29 (second pass). Both flags above were cleared by a direct fetch of https://sozee.ai/resources/fansly-content-guidelines-2026/ (published and last updated 2026-05-19), which states the AI rules and the banned-category list in those words. The Fansly AI claim is no longer "unconfirmed"; it is single-publisher sourced, which is weaker than the fee figures and is labelled that way in print.
Fansly content rules (single publisher — sozee.ai guidelines, 2026-05-19)
| Claim (as stated in article) | Value | Source URL | Checked (ISO) | Method | Notes |
|---|---|---|---|---|---|
| Fansly bans photorealistic deepfakes and AI impersonation | banned | https://sozee.ai/resources/fansly-content-guidelines-2026/ | 2026-07-29 | WebFetch, quoted "Photorealistic deepfakes and face-swapped imagery" and "AI impersonation of real individuals without consent" | |
| Fansly allows disclosed non-photorealistic AI of your own likeness | conditional allow | https://sozee.ai/resources/fansly-content-guidelines-2026/ | 2026-07-29 | WebFetch, quoted "AI content stays allowed when it is clearly disclosed, non-photorealistic, and based on your own verified likeness" | |
| Fansly prohibits unsupervised automated AI replies | banned | https://sozee.ai/resources/fansly-content-guidelines-2026/ | 2026-07-29 | WebFetch, quoted "Automated AI responses without human oversight are prohibited" | |
| Fansly removed furry content in 2025 | banned | https://sozee.ai/resources/fansly-content-guidelines-2026/ | 2026-07-29 | WebFetch, quoted "Removed in 2025 as part of stricter enforcement against borderline bestiality themes" | SINGLE SOURCE, and it cuts against Fansly's general reputation as the permissive platform. Printed with the publisher named, the date given, and an explicit instruction to verify in-platform before acting on it. Never stated flatly. |
| Fansly bans financial screenshots | banned | https://sozee.ai/resources/fansly-content-guidelines-2026/ | 2026-07-29 | WebFetch, quoted "Banking details, payment confirmations, and platform screenshots are banned" | |
| Fansly bans drug use during sexual activity, violence/coercion imagery, minors, bestiality, copyright violations | banned | https://sozee.ai/resources/fansly-content-guidelines-2026/ | 2026-07-29 | WebFetch, eight-category list quoted | |
| OnlyFans banned list (non-consensual, bestiality, simulated incest, extreme violence, threatening weapons) | banned | search-surfaced summaries of OnlyFans policy coverage, 2026 | 2026-07-29 | WebSearch | weaker provenance than the Fansly list; stated in the article only as a general comparison, no figures attached |
Referral programs (the incentive disclosure)
| Claim (as stated in article) | Value | Source URL | Checked (ISO) | Method | Notes |
|---|---|---|---|---|---|
| OnlyFans referral pays 5% of a referred creator's earnings for 12 months | 5% / 12 months | https://sirency.com/blog/onlyfans-affiliate-marketing-referral-program-2026.html · https://refer.guide/r/onlyfans | 2026-07-29 | WebSearch | matches the registry entry in affiliate_links.yaml |
| OnlyFans terminated its lifetime referral scheme on 2020-05-01 | ended | https://www.vice.com/en/article/onlyfans-cutting-creator-referral-program-bonuses-payout/ · https://www.ipetitions.com/petition/stop-onlyfanscom-from-breaching-lifetime-referral | 2026-07-29 | WebSearch | the petition is a primary artefact of the change, not a neutral source; used only to date the event |
| OnlyFans has NO publisher-facing affiliate program | none | affiliate_links.yaml (status OUTREACH, corrected by owner 2026-07-29) + absence of any publisher signup across all sources read | 2026-07-29 | owner correction + our own failed search for a publisher program | the referral that exists is creator-to-creator, generated inside a creator account |
| Fansly referral pays 5% of a referred creator's earnings for year one | 5% / year 1 | knowledge/affiliate_links.yaml (registry) · corroborated by creator-guide coverage | 2026-07-29 | registry + WebSearch | registry records "5% yr1 -> 1.5% after" |
| Fansly pays 1.5% of referred creator income after year one, ongoing | 1.5% ongoing | as above | 2026-07-29 | registry + WebSearch | |
| Fansly pays 1% of referred fan spend within 90 days | 1% / 90 days | creator-guide coverage of the Fansly referral terms | 2026-07-29 | WebSearch | single-source; stated in the table with the same attribution caveat |
| Subonomics is paid by Fansly and cannot be paid by OnlyFans | disclosed | knowledge/affiliate_links.yaml (fansly LIVE, onlyfans OUTREACH) | 2026-07-29 | our own registry | disclosed at the top of the article, in the referral section, and beside the link |
Creator-segment coverage (check 10, creator-segments axis)
| Claim (as stated in article) | Value | Source URL | Checked (ISO) | Method | Notes |
|---|---|---|---|---|---|
| No take-rate or payout difference by creator segment on either platform | stated null | all sources above | 2026-07-29 | absence across every source read this cycle | Printed explicitly as "we found none", not omitted. Both platforms price one rate for every creator. |
Experience / first-person claims
| Claim | Grounded by | Date |
|---|---|---|
| "Neither platform's own pages would give us the numbers" | output/research/fansly_20260729T083715Z.json — 3 URLs scraped, fields: {}; WebFetch of fansly.com/help returned logo + tagline only | 2026-07-29 |
| "We read eight third-party sources" | onlygems · sozee (×4 pages) · enforcity · creatorgrowlabs · outseeker · onlytraffic | 2026-07-29 |
| "The sources disagree with each other" | payout-minimum and cadence conflict rows above, three publishers | 2026-07-29 |
| "$80 on both, our own arithmetic" | ArithmeticStrip in article shows 100 − 20 for each platform | 2026-07-29 |